TellerScore

Affidian Federal Credit Union is a federal credit union headquartered in Denver, Colorado, in business for about 88 years. At the end of Q2 2026 it reported $360.1M in total assets and $290.1M in member shares and deposits, with 3 offices.

Affidian Federal Credit Union has a TellerScore of 85 out of 100 (very strong) based on Q2 2026 data — higher than 87% of its 1,341 credit unions with $100 million – $1 billion. Among 62 credit unions headquartered in Colorado, it ranks 10th. Capital cushion contributes the most (100/100, 18.85%); loan quality contributes the least (72/100, 0.85%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 18.85%
Loan quality72/100
Loans 60+ days delinquent ÷ total loans: 0.85%
Earnings78/100
Return on assets (annualized): 1.45%
Funding & liquidity78/100
Loans ÷ shares: 82.3% · 12.8% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (88 → 85), mostly because the earnings component weakened by 12 points.

TellerScore
768491Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202479
Q3 202491
Q4 202485
Q1 202580
Q2 202588
Q3 202585
Q4 202582
Q1 202676
Q2 202685
Net worth ratio
7.00%12.93%18.85%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202417.76%
Q3 202418.10%
Q4 202418.01%
Q1 202517.44%
Q2 202518.38%
Q3 202518.46%
Q4 202518.20%
Q1 202618.07%
Q2 202618.85%
Delinquent loans (60+ days)
0.53%0.76%0.98%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.72%
Q3 20240.53%
Q4 20240.88%
Q1 20250.85%
Q2 20250.79%
Q3 20250.85%
Q4 20250.93%
Q1 20260.98%
Q2 20260.85%
Return on assets
0.54%1.23%1.92%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.61%
Q3 20241.92%
Q4 20241.61%
Q1 20250.78%
Q2 20251.75%
Q3 20251.48%
Q4 20251.21%
Q1 20260.54%
Q2 20261.45%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202685$360.1M18.85%0.85%1.45%82.3%
Q1 202676$362.5M18.07%0.98%0.54%80.1%
Q4 202582$358.4M18.20%0.93%1.21%80.4%
Q3 202585$351.1M18.46%0.85%1.48%83.4%
Q2 202588$348.0M18.38%0.79%1.75%80.6%
Q1 202580$353.2M17.44%0.85%0.78%79.8%
Q4 202485$338.2M18.01%0.88%1.61%84.8%
Q3 202491$333.1M18.10%0.53%1.92%84.8%
Q2 202479$331.9M17.76%0.72%0.61%82.7%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio18.85%
96th
Problem loans0.85%
39th
Net charge-offs0.18%
74th
Return on assets1.45%
87th
Loans to deposits82.3%
34th
Uninsured deposits12.8%
8th
Loan-loss reserves0.00%
50th
Texas ratio3.0%
61st

Similar-size credit unions in Colorado

InstitutionScoreAssetsCapitalProblem loansCompare
Red Rocks Credit UnionCredit union Littleton, CO57 out of 100, Moderate$344.0M9.3%0.49%vs
Denver Community CU D.B.A. Zing Credit UnionCredit union Denver, CO75 out of 100, Strong$405.6M13.4%0.48%vs
Colorado Credit UnionCredit union Littleton, CO65 out of 100, Moderate$442.2M10.3%0.42%vs
Minnequa Works Credit UnionCredit union Pueblo, CO71 out of 100, Strong$274.0M12.7%0.79%vs
Sterling Federal Credit UnionCredit union Sterling, CO95 out of 100, Very strong$246.9M17.1%0.00%vs
On Tap Credit UnionCredit union Golden, CO65 out of 100, Moderate$474.0M9.2%1.38%vs

Deposit insurance

Is my money safe at Affidian Federal Credit Union?

Yes. Affidian Federal Credit Union is a federally insured credit union (NCUA charter #2847). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 12.8% of shares and deposits ($37.3M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 18.85%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Affidian Federal Credit Union lists 3 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Affidian Federal Credit Union
Type
Federal credit union
NCUA charter #
2847
RSSD ID
835976
Primary regulator
NCUA
Established
1938
Headquarters
700 W 39th Ave, Denver, CO 80216
Employees
37

Quick answers

Affidian Federal Credit Union: common questions

Is Affidian Federal Credit Union NCUA insured?

Yes. Affidian Federal Credit Union is a federally insured credit union (NCUA charter #2847). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Affidian Federal Credit Union's TellerScore?

85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Affidian Federal Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Denver

InstitutionScoreAssetsCapitalProblem loansCompare
AMG National Trust BankBank Boulder, CO94 out of 100, Very strong$722.9M15.4%0.04%vs
Star Tech Federal Credit UnionCredit union Greenwood Villa, CO91 out of 100, Very strong$11.1M22.2%0.38%vs
Denver Fire Department Federal Credit UnionCredit union Denver, CO89 out of 100, Very strong$213.5M14.2%0.09%vs
5Star BankBank Colorado Springs, CO87 out of 100, Very strong$378.2M17.2%0.16%vs
Transact Bank, National AssociationBank Denver, CO86 out of 100, Very strong$6.5M16.3%0.00%vs
First National BankBank Fort Pierre, SD84 out of 100, Strong$2.0B21.9%0.69%vs