Side-by-side · Q2 2026 data
Affidian Federal Credit Union vs Electrical Federal Credit Union
Metric by metric
| Measure | Affidian Federal Credit Union | Electrical Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 80 |
| Loan quality | 72 | 75 (stronger) |
| Earnings | 78 (stronger) | 49 |
| Funding & liquidity | 78 | 100 (stronger) |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 87th | 57th |
| Total assets | $360.1M | $54.3M |
| Deposits / shares | $290.1M | $47.1M |
| Capital ratio | 18.85% (stronger) | 12.99% |
| Problem loans | 0.85% | 0.75% (stronger) |
| Net charge-offs | 0.18% (stronger) | 0.96% |
| Return on assets | 1.45% (stronger) | 0.73% |
| Loans ÷ deposits | 82.3% | 52.5% (stronger) |
| Uninsured deposits | 12.8% | 4.9% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Affidian Federal Credit Union has the higher TellerScore (85 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Affidian Federal Credit Union leads on 4 and Electrical Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.