Side-by-side · Q2 2026 data
Affidian Federal Credit Union vs On Tap Credit Union
Metric by metric
| Measure | Affidian Federal Credit Union | On Tap Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 42 |
| Loan quality | 72 (stronger) | 54 |
| Earnings | 78 | 100 (stronger) |
| Funding & liquidity | 78 (stronger) | 71 |
| Problem-loan coverage | 94 (stronger) | 80 |
| Peer percentile | 87th | 34th |
| Total assets | $360.1M | $474.0M |
| Deposits / shares | $290.1M | $391.8M |
| Capital ratio | 18.85% (stronger) | 9.21% |
| Problem loans | 0.85% (stronger) | 1.38% |
| Net charge-offs | 0.18% (stronger) | 0.46% |
| Return on assets | 1.45% | 2.26% (stronger) |
| Loans ÷ deposits | 82.3% | 78.1% (stronger) |
| Uninsured deposits | 12.8% (stronger) | 25.2% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 29.2% |
Affidian Federal Credit Union has the higher TellerScore (85 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Affidian Federal Credit Union leads on 5 and On Tap Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.