Side-by-side · Q2 2026 data
Affiliated Trades Credit Union vs New Directions Community Credit Union
Credit union
Affiliated Trades Credit Union
Collegeville, Pennsylvania · Under $100 million in assets
Credit union
New Directions Community Credit Union
Franklin, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Affiliated Trades Credit Union | New Directions Community Credit Union |
|---|---|---|
| TellerScore | 53 | 75 (stronger) |
| Capital cushion | 54 | 95 (stronger) |
| Loan quality | 26 | 75 (stronger) |
| Earnings | 36 (stronger) | 25 |
| Funding & liquidity | 100 (stronger) | 87 |
| Problem-loan coverage | 84 | 93 (stronger) |
| Peer percentile | 12th | 52nd |
| Total assets | $40.1M | $40.7M |
| Deposits / shares | $35.9M | $34.7M |
| Capital ratio | 10.44% | 14.54% (stronger) |
| Problem loans | 2.22% | 0.76% (stronger) |
| Net charge-offs | -0.04% (stronger) | 0.61% |
| Return on assets | 0.40% (stronger) | 0.12% |
| Loans ÷ deposits | 42.4% (stronger) | 73.7% |
| Uninsured deposits | 4.3% | 0.2% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
New Directions Community Credit Union has the higher TellerScore (75 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Affiliated Trades Credit Union leads on 3 and New Directions Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.