Side-by-side · Q2 2026 data
Affinity Credit Union vs 1st Gateway Credit Union
Metric by metric
| Measure | Affinity Credit Union | 1st Gateway Credit Union |
|---|---|---|
| TellerScore | 74 | 80 (stronger) |
| Capital cushion | 72 | 91 (stronger) |
| Loan quality | 88 | 88 |
| Earnings | 46 | 54 (stronger) |
| Funding & liquidity | 78 (stronger) | 72 |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 63rd | 78th |
| Total assets | $154.3M | $170.9M |
| Deposits / shares | $133.8M | $146.9M |
| Capital ratio | 12.15% | 14.08% (stronger) |
| Problem loans | 0.35% (stronger) | 0.35% |
| Net charge-offs | 0.57% | 0.24% (stronger) |
| Return on assets | 0.65% | 0.84% (stronger) |
| Loans ÷ deposits | 81.9% (stronger) | 88.3% |
| Uninsured deposits | 7.2% | 3.1% (stronger) |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.4% | — |
1st Gateway Credit Union has the higher TellerScore (80 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Affinity Credit Union leads on 2 and 1st Gateway Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.