Side-by-side · Q2 2026 data
Affinity Credit Union vs Cent Credit Union
Metric by metric
| Measure | Affinity Credit Union | Cent Credit Union |
|---|---|---|
| TellerScore | 74 | 77 (stronger) |
| Capital cushion | 72 | 77 (stronger) |
| Loan quality | 88 | 93 (stronger) |
| Earnings | 46 | 56 (stronger) |
| Funding & liquidity | 78 (stronger) | 68 |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 63rd | 71st |
| Total assets | $154.3M | $166.0M |
| Deposits / shares | $133.8M | $144.6M |
| Capital ratio | 12.15% | 12.73% (stronger) |
| Problem loans | 0.35% | 0.20% (stronger) |
| Net charge-offs | 0.57% | 0.13% (stronger) |
| Return on assets | 0.65% | 0.89% (stronger) |
| Loans ÷ deposits | 81.9% (stronger) | 92.1% |
| Uninsured deposits | 7.2% | 3.1% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.4% | — |
Cent Credit Union has the higher TellerScore (77 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Affinity Credit Union leads on 1 and Cent Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.