Side-by-side · Q2 2026 data
Affinity First Federal Credit Union vs Credit Union 1
Credit union
Affinity First Federal Credit Union
Minot, North Dakota · Under $100 million in assets
Metric by metric
| Measure | Affinity First Federal Credit Union | Credit Union 1 |
|---|---|---|
| TellerScore | 88 (stronger) | 68 |
| Capital cushion | 88 (stronger) | 59 |
| Loan quality | 90 (stronger) | 55 |
| Earnings | 73 | 82 (stronger) |
| Funding & liquidity | 100 (stronger) | 80 |
| Problem-loan coverage | 98 (stronger) | 79 |
| Peer percentile | 85th | 50th |
| Total assets | $70.8M | $2.9B |
| Deposits / shares | $60.7M | $2.4B |
| Capital ratio | 13.83% (stronger) | 10.91% |
| Problem loans | 0.30% (stronger) | 1.35% |
| Net charge-offs | -0.06% (stronger) | 0.54% |
| Return on assets | 1.33% | 1.56% (stronger) |
| Loans ÷ deposits | 59.4% (stronger) | 80.1% |
| Uninsured deposits | 2.0% | 1.4% (stronger) |
| Offices | 1 | 50 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Affinity First Federal Credit Union has the higher TellerScore (88 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Affinity First Federal Credit Union leads on 5 and Credit Union 1 on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.