Side-by-side · Q2 2026 data
Affinity First Federal Credit Union vs Lamoure Credit Union
Credit union
Affinity First Federal Credit Union
Minot, North Dakota · Under $100 million in assets
Metric by metric
| Measure | Affinity First Federal Credit Union | Lamoure Credit Union |
|---|---|---|
| TellerScore | 88 | 98 (stronger) |
| Capital cushion | 88 | 100 (stronger) |
| Loan quality | 90 | 100 (stronger) |
| Earnings | 73 | 91 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 85th | 98th |
| Total assets | $70.8M | $38.8M |
| Deposits / shares | $60.7M | $31.4M |
| Capital ratio | 13.83% | 18.93% (stronger) |
| Problem loans | 0.30% | 0.00% (stronger) |
| Net charge-offs | -0.06% (stronger) | 0.00% |
| Return on assets | 1.33% | 1.76% (stronger) |
| Loans ÷ deposits | 59.4% | 58.2% (stronger) |
| Uninsured deposits | 2.0% (stronger) | 12.5% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lamoure Credit Union has the higher TellerScore (98 vs 88). On the 7 directional measures above (where higher or lower is clearly better), Affinity First Federal Credit Union leads on 2 and Lamoure Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.