Side-by-side · Q2 2026 data
Affinity Plus Federal Credit Union vs City & County Credit Union
Credit union
Affinity Plus Federal Credit Union
Saint Paul, Minnesota · $1 billion – $10 billion
Metric by metric
| Measure | Affinity Plus Federal Credit Union | City & County Credit Union |
|---|---|---|
| TellerScore | 65 | 76 (stronger) |
| Capital cushion | 38 | 71 (stronger) |
| Loan quality | 81 | 89 (stronger) |
| Earnings | 67 (stronger) | 45 |
| Funding & liquidity | 71 | 91 (stronger) |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 41st | 79th |
| Total assets | $5.0B | $1.2B |
| Deposits / shares | $4.3B | $1.0B |
| Capital ratio | 8.78% | 12.08% (stronger) |
| Problem loans | 0.57% | 0.32% (stronger) |
| Net charge-offs | 0.68% | 0.20% (stronger) |
| Return on assets | 1.18% (stronger) | 0.63% |
| Loans ÷ deposits | 88.8% | 68.8% (stronger) |
| Uninsured deposits | 6.5% (stronger) | 6.7% |
| Offices | 16 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
City & County Credit Union has the higher TellerScore (76 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Affinity Plus Federal Credit Union leads on 2 and City & County Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.