Side-by-side · Q2 2026 data
Affinity Plus Federal Credit Union vs Trustone Financial Credit Union
Credit union
Affinity Plus Federal Credit Union
Saint Paul, Minnesota · $1 billion – $10 billion
Metric by metric
| Measure | Affinity Plus Federal Credit Union | Trustone Financial Credit Union |
|---|---|---|
| TellerScore | 65 | 68 (stronger) |
| Capital cushion | 38 | 60 (stronger) |
| Loan quality | 81 (stronger) | 74 |
| Earnings | 67 (stronger) | 60 |
| Funding & liquidity | 71 (stronger) | 70 |
| Problem-loan coverage | 90 | 90 |
| Peer percentile | 41st | 50th |
| Total assets | $5.0B | $6.1B |
| Deposits / shares | $4.3B | $4.6B |
| Capital ratio | 8.78% | 10.99% (stronger) |
| Problem loans | 0.57% (stronger) | 0.78% |
| Net charge-offs | 0.68% (stronger) | 0.71% |
| Return on assets | 1.18% (stronger) | 1.01% |
| Loans ÷ deposits | 88.8% (stronger) | 90.6% |
| Uninsured deposits | 6.5% (stronger) | 8.6% |
| Offices | 16 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.2% |
Trustone Financial Credit Union has the higher TellerScore (68 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Affinity Plus Federal Credit Union leads on 5 and Trustone Financial Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.