Side-by-side · Q2 2026 data
Air Academy Federal Credit Union vs Denver Community CU D.B.A. Zing Credit Union
Credit union
Air Academy Federal Credit Union
Colorado Spring, Colorado · $100 million – $1 billion
Credit union
Denver Community CU D.B.A. Zing Credit Union
Denver, Colorado · $100 million – $1 billion
Metric by metric
| Measure | Air Academy Federal Credit Union | Denver Community CU D.B.A. Zing Credit Union |
|---|---|---|
| TellerScore | 59 | 75 (stronger) |
| Capital cushion | 35 | 85 (stronger) |
| Loan quality | 86 (stronger) | 84 |
| Earnings | 35 (stronger) | 32 |
| Funding & liquidity | 70 | 81 (stronger) |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 19th | 66th |
| Total assets | $810.4M | $405.6M |
| Deposits / shares | $720.0M | $345.1M |
| Capital ratio | 8.49% | 13.45% (stronger) |
| Problem loans | 0.41% (stronger) | 0.48% |
| Net charge-offs | 0.59% | 0.38% (stronger) |
| Return on assets | 0.36% (stronger) | 0.31% |
| Loans ÷ deposits | 89.9% | 79.6% (stronger) |
| Uninsured deposits | 3.9% (stronger) | 5.7% |
| Offices | 10 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.0% | — |
Denver Community CU D.B.A. Zing Credit Union has the higher TellerScore (75 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Air Academy Federal Credit Union leads on 3 and Denver Community CU D.B.A. Zing Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.