TellerScore

Denver Community CU D.B.A. Zing Credit Union is a federally insured state-chartered credit union headquartered in Denver, Colorado, in business for about 92 years. At the end of Q2 2026 it reported $405.6M in total assets and $345.1M in member shares and deposits, with 5 offices.

Denver Community CU D.B.A. Zing Credit Union has a TellerScore of 75 out of 100 (strong) based on Q2 2026 data — higher than 66% of its 1,341 credit unions with $100 million – $1 billion. Among 62 credit unions headquartered in Colorado, it ranks 23rd. Problem-loan coverage contributes the most (95/100, 2.7%); earnings contributes the least (32/100, 0.31%).

TellerScore · Q2 2026

Scorecard

Capital cushion85/100
Net worth ratio: 13.45%
Loan quality84/100
Loans 60+ days delinquent ÷ total loans: 0.48%
Earnings32/100
Return on assets (annualized): 0.31%
Funding & liquidity81/100
Loans ÷ shares: 79.6% · 5.7% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.75%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (72 → 75), mostly because the earnings component improved by 6 points.

TellerScore
727782Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202482
Q3 202479
Q4 202477
Q1 202574
Q2 202572
Q3 202573
Q4 202573
Q1 202674
Q2 202675
Net worth ratio
7.00%10.22%13.45%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.54%
Q3 202412.71%
Q4 202412.78%
Q1 202512.78%
Q2 202512.96%
Q3 202513.07%
Q4 202512.90%
Q1 202613.02%
Q2 202613.45%
Delinquent loans (60+ days)
0.34%0.47%0.61%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.34%
Q3 20240.40%
Q4 20240.49%
Q1 20250.40%
Q2 20250.49%
Q3 20250.55%
Q4 20250.61%
Q1 20260.39%
Q2 20260.48%
Return on assets
0.15%0.81%1.48%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.48%
Q3 20241.02%
Q4 20240.85%
Q1 20250.36%
Q2 20250.15%
Q3 20250.27%
Q4 20250.38%
Q1 20260.29%
Q2 20260.31%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202675$405.6M13.45%0.48%0.31%79.6%
Q1 202674$416.7M13.02%0.39%0.29%76.7%
Q4 202573$418.2M12.90%0.61%0.38%75.4%
Q3 202573$409.9M13.07%0.55%0.27%78.6%
Q2 202572$409.2M12.96%0.49%0.15%78.7%
Q1 202574$415.5M12.78%0.40%0.36%75.0%
Q4 202477$412.5M12.78%0.49%0.85%75.6%
Q3 202479$415.5M12.71%0.40%1.02%78.5%
Q2 202482$420.6M12.54%0.34%1.48%80.2%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.45%
74th
Problem loans0.48%
66th
Net charge-offs0.38%
48th
Return on assets0.31%
18th
Loans to deposits79.6%
41st
Uninsured deposits5.7%
52nd
Loan-loss reserves0.00%
50th
Texas ratio2.7%
66th

Similar-size credit unions in Colorado

InstitutionScoreAssetsCapitalProblem loansCompare
Colorado Credit UnionCredit union Littleton, CO65 out of 100, Moderate$442.2M10.3%0.42%vs
Affidian Federal Credit UnionCredit union Denver, CO85 out of 100, Very strong$360.1M18.9%0.85%vs
Red Rocks Credit UnionCredit union Littleton, CO57 out of 100, Moderate$344.0M9.3%0.49%vs
On Tap Credit UnionCredit union Golden, CO65 out of 100, Moderate$474.0M9.2%1.38%vs
Minnequa Works Credit UnionCredit union Pueblo, CO71 out of 100, Strong$274.0M12.7%0.79%vs
Sterling Federal Credit UnionCredit union Sterling, CO95 out of 100, Very strong$246.9M17.1%0.00%vs

Deposit insurance

Is my money safe at Denver Community CU D.B.A. Zing Credit Union?

Yes. Denver Community CU D.B.A. Zing Credit Union is a federally insured credit union (NCUA charter #68616). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.7% of shares and deposits ($19.7M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 13.45%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

5 locations

Branches

Denver Community CU D.B.A. Zing Credit Union lists 5 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Denver Community CU D.B.A. Zing Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
68616
RSSD ID
360393
Primary regulator
State + NCUA
Established
1934
Headquarters
1075 Acoma St, Suite 100, Denver, CO 80204
Employees
93

Quick answers

Denver Community CU D.B.A. Zing Credit Union: common questions

Is Denver Community CU D.B.A. Zing Credit Union NCUA insured?

Yes. Denver Community CU D.B.A. Zing Credit Union is a federally insured credit union (NCUA charter #68616). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Denver Community CU D.B.A. Zing Credit Union's TellerScore?

75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Denver Community CU D.B.A. Zing Credit Union have?

5 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Denver

InstitutionScoreAssetsCapitalProblem loansCompare
AMG National Trust BankBank Boulder, CO94 out of 100, Very strong$722.9M15.4%0.04%vs
Star Tech Federal Credit UnionCredit union Greenwood Villa, CO91 out of 100, Very strong$11.1M22.2%0.38%vs
Denver Fire Department Federal Credit UnionCredit union Denver, CO89 out of 100, Very strong$213.5M14.2%0.09%vs
5Star BankBank Colorado Springs, CO87 out of 100, Very strong$378.2M17.2%0.16%vs
Transact Bank, National AssociationBank Denver, CO86 out of 100, Very strong$6.5M16.3%0.00%vs
Affidian Federal Credit UnionCredit union Denver, CO85 out of 100, Very strong$360.1M18.9%0.85%vs