Side-by-side · Q2 2026 data
Air Academy Federal Credit Union vs Sooper CU Dba Climb Credit Union
Credit union
Air Academy Federal Credit Union
Colorado Spring, Colorado · $100 million – $1 billion
Metric by metric
| Measure | Air Academy Federal Credit Union | Sooper CU Dba Climb Credit Union |
|---|---|---|
| TellerScore | 59 | 66 (stronger) |
| Capital cushion | 35 | 66 (stronger) |
| Loan quality | 86 (stronger) | 54 |
| Earnings | 35 | 78 (stronger) |
| Funding & liquidity | 70 (stronger) | 61 |
| Problem-loan coverage | 91 (stronger) | 77 |
| Peer percentile | 19th | 37th |
| Total assets | $810.4M | $822.8M |
| Deposits / shares | $720.0M | $694.1M |
| Capital ratio | 8.49% | 11.63% (stronger) |
| Problem loans | 0.41% (stronger) | 1.39% |
| Net charge-offs | 0.59% (stronger) | 0.75% |
| Return on assets | 0.36% | 1.45% (stronger) |
| Loans ÷ deposits | 89.9% (stronger) | 99.2% |
| Uninsured deposits | 3.9% | 3.4% (stronger) |
| Offices | 10 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.0% | — |
Sooper CU Dba Climb Credit Union has the higher TellerScore (66 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Air Academy Federal Credit Union leads on 3 and Sooper CU Dba Climb Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.