TellerScore

Sooper CU Dba Climb Credit Union is a federally insured state-chartered credit union headquartered in Arvada, Colorado, in business for about 75 years. At the end of Q2 2026 it reported $822.8M in total assets and $694.1M in member shares and deposits, with 8 offices.

Based on its Q2 2026 filing, Sooper CU Dba Climb Credit Union scores 66/100, which we describe as moderate. That is higher than only 37% of 1,341 credit unions with $100 million – $1 billion. Among 62 credit unions headquartered in Colorado, it ranks 29th. Its strongest component is earnings (78/100; 1.45%), and its lowest is loan quality (54/100; 1.39%).

TellerScore · Q2 2026

Scorecard

Capital cushion66/100
Net worth ratio: 11.63%
Loan quality54/100
Loans 60+ days delinquent ÷ total loans: 1.39%
Earnings78/100
Return on assets (annualized): 1.45%
Funding & liquidity61/100
Loans ÷ shares: 99.2% · 3.4% uninsured
Problem-loan coverage77/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 11.33%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 11 points (55 → 66), mostly because the earnings component improved by 52 points.

TellerScore
506070Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202461
Q3 202459
Q4 202456
Q1 202553
Q2 202555
Q3 202552
Q4 202550
Q1 202670
Q2 202666
Net worth ratio
7.00%9.49%11.98%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.12%
Q3 202411.42%
Q4 202411.65%
Q1 202511.20%
Q2 202511.47%
Q3 202511.41%
Q4 202511.14%
Q1 202611.98%
Q2 202611.63%
Delinquent loans (60+ days)
1.23%1.51%1.79%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.23%
Q3 20241.57%
Q4 20241.79%
Q1 20251.41%
Q2 20251.31%
Q3 20251.65%
Q4 20251.64%
Q1 20261.56%
Q2 20261.39%
Return on assets
0.06%1.19%2.33%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.09%
Q3 20240.98%
Q4 20240.77%
Q1 20250.06%
Q2 20250.15%
Q3 20250.11%
Q4 20250.09%
Q1 20262.33%
Q2 20261.45%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202666$822.8M11.63%1.39%1.45%99.2%
Q1 202670$787.1M11.98%1.56%2.33%97.7%
Q4 202550$694.8M11.14%1.64%0.09%101.9%
Q3 202552$678.1M11.41%1.65%0.11%98.4%
Q2 202555$674.0M11.47%1.31%0.15%100.1%
Q1 202553$687.0M11.20%1.41%0.06%97.8%
Q4 202456$659.0M11.65%1.79%0.77%101.9%
Q3 202459$671.4M11.42%1.57%0.98%105.0%
Q2 202461$678.5M11.12%1.23%1.09%110.0%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.63%
53rd
Problem loans1.39%
16th
Net charge-offs0.75%
18th
Return on assets1.45%
87th
Loans to deposits99.2%
4th
Uninsured deposits3.4%
78th
Loan-loss reserves0.00%
50th
Texas ratio11.3%
10th

Similar-size credit unions in Colorado

InstitutionScoreAssetsCapitalProblem loansCompare
Air Academy Federal Credit UnionCredit union Colorado Spring, CO59 out of 100, Moderate$810.4M8.5%0.41%vs
Partner Colorado Credit UnionCredit union Arvada, CO62 out of 100, Moderate$643.6M9.4%0.45%vs
On Tap Credit UnionCredit union Golden, CO65 out of 100, Moderate$474.0M9.2%1.38%vs
Colorado Credit UnionCredit union Littleton, CO65 out of 100, Moderate$442.2M10.3%0.42%vs
Denver Community CU D.B.A. Zing Credit UnionCredit union Denver, CO75 out of 100, Strong$405.6M13.4%0.48%vs
Affidian Federal Credit UnionCredit union Denver, CO85 out of 100, Very strong$360.1M18.9%0.85%vs

Deposit insurance

Is my money safe at Sooper CU Dba Climb Credit Union?

Yes. Sooper CU Dba Climb Credit Union is a federally insured credit union (NCUA charter #62776). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.4% of shares and deposits ($23.4M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 11.63%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

8 locations

Branches

Sooper CU Dba Climb Credit Union lists 8 offices in 7 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Sooper CU Dba Climb Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
62776
RSSD ID
860491
Primary regulator
State + NCUA
Established
1951
Headquarters
5005 W 60th Ave, Arvada, CO 80003
Employees
144

Quick answers

Sooper CU Dba Climb Credit Union: common questions

Is Sooper CU Dba Climb Credit Union NCUA insured?

Yes. Sooper CU Dba Climb Credit Union is a federally insured credit union (NCUA charter #62776). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Sooper CU Dba Climb Credit Union's TellerScore?

66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Sooper CU Dba Climb Credit Union have?

8 offices as of the latest NCUA data.

Nearby

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InstitutionScoreAssetsCapitalProblem loansCompare
AMG National Trust BankBank Boulder, CO94 out of 100, Very strong$722.9M15.4%0.04%vs
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