Side-by-side · Q2 2026 data
Akron Federal Credit Union vs St. Michaels Federal Credit Union
Credit union
St. Michaels Federal Credit Union
Craig, Colorado · Under $100 million in assets
Metric by metric
| Measure | Akron Federal Credit Union | St. Michaels Federal Credit Union |
|---|---|---|
| TellerScore | 48 | 86 (stronger) |
| Capital cushion | 90 (stronger) | 75 |
| Loan quality | 0 | 80 (stronger) |
| Earnings | 0 | 95 (stronger) |
| Funding & liquidity | 91 | 100 (stronger) |
| Problem-loan coverage | 69 | 97 (stronger) |
| Peer percentile | 7th | 80th |
| Total assets | $486K | $1.0M |
| Deposits / shares | $418K | $894K |
| Capital ratio | 14.03% (stronger) | 12.48% |
| Problem loans | 3.84% | 0.61% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | -0.82% | 1.88% (stronger) |
| Loans ÷ deposits | 69.5% | 45.8% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
St. Michaels Federal Credit Union has the higher TellerScore (86 vs 48). On the 5 directional measures above (where higher or lower is clearly better), Akron Federal Credit Union leads on 1 and St. Michaels Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.