TellerScore

Akron Federal Credit Union is a federal credit union headquartered in Akron, Colorado, in business for about 71 years. At the end of Q2 2026 it reported $486K in total assets and $418K in member shares and deposits, with 1 office.

Akron Federal Credit Union has a TellerScore of 48 out of 100 (below average) based on Q2 2026 data — higher than only 7% of its 2,479 credit unions with under $100 million in assets. Among 62 credit unions headquartered in Colorado, it ranks 57th. Funding & liquidity contributes the most (91/100, 70% loans-to-deposits, 0% uninsured); earnings contributes the least (0/100, -0.82%).

TellerScore · Q2 2026

Scorecard

Capital cushion90/100
Net worth ratio: 14.03%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 3.84%
Earnings0/100
Return on assets (annualized): -0.82%
Funding & liquidity91/100
Loans ÷ shares: 69.5% · 0.0% uninsured
Problem-loan coverage69/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 15.31%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 16 points (64 → 48), mostly because the loan quality component weakened by 58 points.

TellerScore
405570Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202466
Q3 202463
Q4 202457
Q1 202570
Q2 202564
Q3 202542
Q4 202540
Q1 202640
Q2 202648
Net worth ratio
7.00%10.75%14.49%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.83%
Q3 202412.97%
Q4 202411.42%
Q1 202513.26%
Q2 202513.53%
Q3 202513.30%
Q4 202513.53%
Q1 202614.49%
Q2 202614.03%
Delinquent loans (60+ days)
0.37%11.12%21.88%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.37%
Q3 20240.91%
Q4 20240.90%
Q1 20251.26%
Q2 20251.26%
Q3 20255.41%
Q4 202512.62%
Q1 202621.88%
Q2 20263.84%
Return on assets
-1.29%-0.17%0.95%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.41%
Q3 2024-0.31%
Q4 2024-1.16%
Q1 20250.95%
Q2 20250.24%
Q3 2025-0.05%
Q4 2025-0.13%
Q1 2026-1.29%
Q2 2026-0.82%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202648$486K14.03%3.84%-0.82%69.5%
Q1 202640$474K14.49%21.88%-1.29%83.1%
Q4 202540$518K13.53%12.62%-0.13%82.1%
Q3 202542$531K13.30%5.41%-0.05%93.7%
Q2 202564$528K13.53%1.26%0.24%97.1%
Q1 202570$544K13.26%1.26%0.95%90.3%
Q4 202457$620K11.42%0.90%-1.16%83.7%
Q3 202463$591K12.97%0.91%-0.31%88.6%
Q2 202466$598K12.83%0.37%-0.41%88.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.03%
48th
Problem loans3.84%
9th
Net charge-offs0.00%
77th
Return on assets-0.82%
8th
Loans to deposits69.5%
34th
Uninsured deposits0.0%
81st
Loan-loss reserves1.62%
88th
Texas ratio15.3%
7th

Similar-size credit unions in Colorado

InstitutionScoreAssetsCapitalProblem loansCompare
St. Michaels Federal Credit UnionCredit union Craig, CO86 out of 100, Very strong$1.0M12.5%0.61%vs
Olathe Federal Credit UnionCredit union Olathe, CO44 out of 100, Below average$1.4M5.1%0.19%vs
Co-Ne Federal Credit UnionCredit union Julesburg, CO63 out of 100, Moderate$4.2M8.7%0.00%vs
Options Credit UnionCredit union Littleton, CO41 out of 100, Below average$5.5M7.0%1.20%vs
Fort Morgan Schools Federal Credit UnionCredit union Fort Morgan, CO80 out of 100, Strong$5.6M14.5%0.00%vs
Moffat County Schools Federal Credit UnionCredit union Craig, CO84 out of 100, Strong$5.7M13.1%0.00%vs

Deposit insurance

Is my money safe at Akron Federal Credit Union?

Yes. Akron Federal Credit Union is a federally insured credit union (NCUA charter #10253). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.03%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Akron Federal Credit Union lists 1 office in 1 city. Most locations:

  • Akron, CO (1)

All branch addresses and map

Identity & history

Profile

Legal name
Akron Federal Credit Union
Type
Federal credit union
NCUA charter #
10253
RSSD ID
726289
Primary regulator
NCUA
Established
1955
Headquarters
PO Box 456, Akron, CO 80720
Employees
1

Quick answers

Akron Federal Credit Union: common questions

Is Akron Federal Credit Union NCUA insured?

Yes. Akron Federal Credit Union is a federally insured credit union (NCUA charter #10253). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Akron Federal Credit Union's TellerScore?

48 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Akron Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Akron

InstitutionScoreAssetsCapitalProblem loansCompare
The Farmers State Bank of BrushBank Brush, CO85 out of 100, Very strong$116.6M20.1%0.13%vs
Stockmens BankBank Colorado Springs, CO75 out of 100, Strong$650.8M10.6%0.18%vs
Equitable Savings and Loan AssociationBank Sterling, CO75 out of 100, Strong$168.3M15.7%0.22%vs
Bank of ColoradoBank Fort Collins, CO74 out of 100, Strong$7.6B10.5%0.10%vs
Tbk Bank, SSBBank Dallas, TX52 out of 100, Below average$7.4B9.9%1.65%vs