Side-by-side · Q2 2026 data
Akron School Employees Federal Credit Union vs Tonawanda Valley Federal Credit Union
Credit union
Akron School Employees Federal Credit Union
Akron, New York · Under $100 million in assets
Credit union
Tonawanda Valley Federal Credit Union
Batavia, New York · $100 million – $1 billion
Metric by metric
| Measure | Akron School Employees Federal Credit Union | Tonawanda Valley Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 82 |
| Capital cushion | 100 (stronger) | 61 |
| Loan quality | 100 (stronger) | 94 |
| Earnings | 34 | 77 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 83rd | 82nd |
| Total assets | $1.2M | $170.7M |
| Deposits / shares | $928K | $151.1M |
| Capital ratio | 20.86% (stronger) | 11.09% |
| Problem loans | 0.00% (stronger) | 0.19% |
| Net charge-offs | 0.00% (stronger) | 0.19% |
| Return on assets | 0.34% | 1.42% (stronger) |
| Loans ÷ deposits | 50.4% (stronger) | 56.6% |
| Uninsured deposits | 0.0% (stronger) | 1.1% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Akron School Employees Federal Credit Union has the higher TellerScore (87 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Akron School Employees Federal Credit Union leads on 6 and Tonawanda Valley Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.