TellerScore

Akron School Employees Federal Credit Union is a federal credit union headquartered in Akron, New York, in business for about 67 years. At the end of Q2 2026 it reported $1.2M in total assets and $928K in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Akron School Employees Federal Credit Union scores 87/100, which we describe as very strong. That is higher than 83% of 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 40th. Its strongest component is capital cushion (100/100; 20.86%), and its lowest is earnings (34/100; 0.34%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 20.86%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings34/100
Return on assets (annualized): 0.34%
Funding & liquidity100/100
Loans ÷ shares: 50.4% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (84 → 87), mostly because the earnings component improved by 15 points.

TellerScore
828792Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202492
Q3 202490
Q4 202492
Q1 202582
Q2 202584
Q3 202586
Q4 202592
Q1 202682
Q2 202687
Net worth ratio
7.00%14.57%22.15%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202417.75%
Q3 202420.88%
Q4 202421.23%
Q1 202520.04%
Q2 202520.47%
Q3 202521.42%
Q4 202522.15%
Q1 202621.11%
Q2 202620.86%
Delinquent loans (60+ days)
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
-0.31%0.43%1.16%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.15%
Q3 20241.05%
Q4 20241.16%
Q1 2025-0.31%
Q2 2025-0.04%
Q3 20250.27%
Q4 20250.98%
Q1 2026-0.26%
Q2 20260.34%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202687$1.2M20.86%0.00%0.34%50.4%
Q1 202682$1.2M21.11%0.00%-0.26%53.0%
Q4 202592$1.1M22.15%0.00%0.98%58.4%
Q3 202586$1.1M21.42%0.00%0.27%55.1%
Q2 202584$1.1M20.47%0.00%-0.04%57.6%
Q1 202582$1.2M20.04%0.00%-0.31%54.7%
Q4 202492$1.1M21.23%0.00%1.16%67.6%
Q3 202490$1.1M20.88%0.00%1.05%79.5%
Q2 202492$1.3M17.75%0.00%1.15%70.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio20.86%
80th
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets0.34%
34th
Loans to deposits50.4%
63rd
Uninsured deposits0.0%
81st
Loan-loss reserves1.61%
88th
Texas ratio0.0%
93rd

Similar-size credit unions in New York

InstitutionScoreAssetsCapitalProblem loansCompare
St. John United Federal Credit UnionCredit union Buffalo, NY41 out of 100, Below average$1.1M10.8%4.62%vs
St. Philip'S Church Federal Credit UnionCredit union New York, NY74 out of 100, Strong$1.3M35.5%10.67%vs
Amnh Employees Federal Credit UnionCredit union New York, NY87 out of 100, Very strong$1.0M20.3%0.00%vs
Mount Vernon NY Postal Employees Federal Credit UnionCredit union Mount Vernon, NY54 out of 100, Below average$1.0M16.5%3.75%vs
B.S. and C.P. Hospitals Employees Federal Credit UnionCredit union Bronx, NY93 out of 100, Very strong$1.0M34.2%0.00%vs
Harrison Teachers Federal Credit UnionCredit union Harrison, NY65 out of 100, Moderate$1.0M18.3%8.92%vs

Deposit insurance

Is my money safe at Akron School Employees Federal Credit Union?

Yes. Akron School Employees Federal Credit Union is a federally insured credit union (NCUA charter #13367). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 20.86%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Akron School Employees Federal Credit Union lists 1 office in 1 city. Most locations:

  • Akron, NY (1)

All branch addresses and map

Identity & history

Profile

Legal name
Akron School Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
13367
RSSD ID
902681
Primary regulator
NCUA
Established
1959
Headquarters
67 Cedar St, Akron, NY 14001
Employees
1

Quick answers

Akron School Employees Federal Credit Union: common questions

Is Akron School Employees Federal Credit Union NCUA insured?

Yes. Akron School Employees Federal Credit Union is a federally insured credit union (NCUA charter #13367). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Akron School Employees Federal Credit Union's TellerScore?

87 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Akron School Employees Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Akron

InstitutionScoreAssetsCapitalProblem loansCompare
Moog Employees Federal Credit UnionCredit union East Aurora, NY100 out of 100, Very strong$257.3M26.6%0.00%vs
Genesee Valley Federal Credit UnionCredit union Geneseo, NY98 out of 100, Very strong$175.9M16.6%0.19%vs
Cambridge Municipal Employees Federal Credit UnionCredit union Cambridge, MA97 out of 100, Very strong$10.2M24.8%0.12%vs
Greater Woodlawn Federal Credit UnionCredit union Blasdell, NY96 out of 100, Very strong$168.4M23.9%0.12%vs
Crossroads Community Federal Credit UnionCredit union Cheektowaga, NY95 out of 100, Very strong$96.9M15.3%0.18%vs
Town of Cheektowaga Federal Credit UnionCredit union Cheektowaga, NY95 out of 100, Very strong$38.1M17.2%0.00%vs