Side-by-side · Q2 2026 data
Alabama Central Credit Union vs Eco Credit Union
Metric by metric
| Measure | Alabama Central Credit Union | Eco Credit Union |
|---|---|---|
| TellerScore | 69 | 72 (stronger) |
| Capital cushion | 46 | 68 (stronger) |
| Loan quality | 85 (stronger) | 71 |
| Earnings | 58 (stronger) | 47 |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 94 (stronger) | 92 |
| Peer percentile | 48th | 57th |
| Total assets | $214.0M | $195.1M |
| Deposits / shares | $192.6M | $179.7M |
| Capital ratio | 9.64% | 11.78% (stronger) |
| Problem loans | 0.44% (stronger) | 0.86% |
| Net charge-offs | 0.05% (stronger) | 0.28% |
| Return on assets | 0.94% (stronger) | 0.66% |
| Loans ÷ deposits | 73.4% | 55.5% (stronger) |
| Uninsured deposits | 3.8% | 3.7% (stronger) |
| Offices | 9 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Eco Credit Union has the higher TellerScore (72 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Alabama Central Credit Union leads on 3 and Eco Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.