The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 2 points (70 → 72), mostly because the earnings component improved by 16 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Alabama

Yes. Eco Credit Union is a federally insured credit union (NCUA charter #65464). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.7% of shares and deposits ($6.7M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 11.78%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Eco Credit Union lists 7 offices in 6 cities. Most locations:

• Birmingham, AL (2)
• Alabaster, AL (1)
• Gardendale, AL (1)
• Hoover, AL (1)
• Mc Calla, AL (1)
• Trussville, AL (1)

All branch addresses and map

In 2025, Eco Credit Union reported 91 home-loan applications under HMDA (LEI 254900QWNWNPOWGOC273): 91 originated ($11,065,000 total), 0 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Eco Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

65464

RSSD ID

758093

Primary regulator

State + NCUA

Established

1979

Headquarters

PO Box 2385, Birmingham, AL 35201

Employees

37