Side-by-side · Q2 2026 data
Alabama Credit Union vs Alabama One Credit Union
Metric by metric
| Measure | Alabama Credit Union | Alabama One Credit Union |
|---|---|---|
| TellerScore | 60 (stronger) | 59 |
| Capital cushion | 49 (stronger) | 41 |
| Loan quality | 73 (stronger) | 72 |
| Earnings | 35 | 44 (stronger) |
| Funding & liquidity | 75 | 78 (stronger) |
| Problem-loan coverage | 86 (stronger) | 85 |
| Peer percentile | 25th | 22nd |
| Total assets | $2.1B | $1.5B |
| Deposits / shares | $1.8B | $1.4B |
| Capital ratio | 9.91% (stronger) | 9.08% |
| Problem loans | 0.80% (stronger) | 0.85% |
| Net charge-offs | 0.90% | 0.20% (stronger) |
| Return on assets | 0.37% | 0.59% (stronger) |
| Loans ÷ deposits | 85.3% | 82.2% (stronger) |
| Uninsured deposits | 7.1% (stronger) | 11.9% |
| Offices | 16 | 30 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.1% | — |
Alabama Credit Union has the higher TellerScore (60 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Alabama Credit Union leads on 4 and Alabama One Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Tuscaloosa, AL
- Northport, AL
- Fayette, AL