The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (61 → 60).

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Alabama

Yes. Alabama Credit Union is a federally insured credit union (NCUA charter #60823). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.1% of shares and deposits ($128.8M) are above the $250,000 NCUA insurance limit, below the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 9.91%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Alabama Credit Union lists 16 offices in 8 cities. Most locations:

• Tuscaloosa, AL (7)
• Cullman, AL (2)
• Huntsville, AL (2)
• Decatur, AL (1)
• Fayette, AL (1)
• Gulf Shores, AL (1)
• Northport, AL (1)
• Orange Beach, AL (1)

All branch addresses and map

In 2025, Alabama Credit Union reported 172 home-loan applications under HMDA (LEI 549300XDZHJDR5G01Q52): 116 originated ($34,040,000 total), 33 denied, and 23 withdrawn or closed by the applicant. Its denial rate on decided applications was 22.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Alabama Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

60823

RSSD ID

253392

Primary regulator

State + NCUA

Established

1956

Headquarters

P. O. Box 862998, Tuscaloosa, AL 35486

Employees

413