Side-by-side · Q2 2026 data
Alabama State Employees Credit Union vs TVA Community Credit Union
Credit union
Alabama State Employees Credit Union
Montgomery, Alabama · $100 million – $1 billion
Metric by metric
| Measure | Alabama State Employees Credit Union | TVA Community Credit Union |
|---|---|---|
| TellerScore | 80 | 90 (stronger) |
| Capital cushion | 70 | 100 (stronger) |
| Loan quality | 90 (stronger) | 89 |
| Earnings | 57 | 63 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 78th | 95th |
| Total assets | $471.2M | $429.0M |
| Deposits / shares | $416.6M | $373.4M |
| Capital ratio | 12.01% | 18.38% (stronger) |
| Problem loans | 0.31% (stronger) | 0.32% |
| Net charge-offs | 0.56% | 0.33% (stronger) |
| Return on assets | 0.93% | 1.08% (stronger) |
| Loans ÷ deposits | 57.2% | 46.3% (stronger) |
| Uninsured deposits | 3.4% (stronger) | 5.1% |
| Offices | 8 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.9% | 7.7% |
TVA Community Credit Union has the higher TellerScore (90 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Alabama State Employees Credit Union leads on 2 and TVA Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.