The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (91 → 90).

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Alabama

Yes. TVA Community Credit Union is a federally insured credit union (NCUA charter #68559). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.1% of shares and deposits ($19.1M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 18.38%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

TVA Community Credit Union lists 10 offices in 6 cities. Most locations:

• Florence, AL (3)
• Athens, AL (2)
• Muscle Shoals, AL (2)
• Killen, AL (1)
• Sheffield, AL (1)
• Tuscumbia, AL (1)

All branch addresses and map

In 2025, TVA Community Credit Union reported 118 home-loan applications under HMDA (LEI 2549004IXUWDS2CYU578): 108 originated ($16,470,000 total), 9 denied, and 1 withdrawn or closed by the applicant. Its denial rate on decided applications was 7.7%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

TVA Community Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

68559

RSSD ID

239574

Primary regulator

State + NCUA

Established

1936

Headquarters

1405 South Wilson Dam Rd, Muscle Shoals, AL 35661

Employees

78