Side-by-side · Q2 2026 data
Alaska Dist Engineers Federal Credit Union vs Northern Skies Federal Credit Union
Credit union
Alaska Dist Engineers Federal Credit Union
Jber, Alaska · Under $100 million in assets
Metric by metric
| Measure | Alaska Dist Engineers Federal Credit Union | Northern Skies Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 73 (stronger) |
| Capital cushion | 43 | 83 (stronger) |
| Loan quality | 91 (stronger) | 64 |
| Earnings | 54 | 66 (stronger) |
| Funding & liquidity | 100 (stronger) | 67 |
| Problem-loan coverage | 99 (stronger) | 86 |
| Peer percentile | 42nd | 60th |
| Total assets | $12.5M | $231.7M |
| Deposits / shares | $11.3M | $197.7M |
| Capital ratio | 9.31% | 13.27% (stronger) |
| Problem loans | 0.27% (stronger) | 1.07% |
| Net charge-offs | 0.06% (stronger) | 0.57% |
| Return on assets | 0.84% | 1.14% (stronger) |
| Loans ÷ deposits | 22.0% (stronger) | 90.5% |
| Uninsured deposits | 4.0% (stronger) | 17.3% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Northern Skies Federal Credit Union has the higher TellerScore (73 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Alaska Dist Engineers Federal Credit Union leads on 4 and Northern Skies Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.