TellerScore

Headquartered in Anchorage, Alaska, Northern Skies Federal Credit Union is a federal credit union with $231.7M in total assets and $197.7M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1967.

Northern Skies Federal Credit Union has a TellerScore of 73 out of 100 (strong) based on Q2 2026 data — higher than 60% of its 1,341 credit unions with $100 million – $1 billion. Among 8 credit unions headquartered in Alaska, it ranks 4th. Problem-loan coverage contributes the most (86/100, 7.1%); loan quality contributes the least (64/100, 1.07%).

TellerScore · Q2 2026

Scorecard

Capital cushion83/100
Net worth ratio: 13.27%
Loan quality64/100
Loans 60+ days delinquent ÷ total loans: 1.07%
Earnings66/100
Return on assets (annualized): 1.14%
Funding & liquidity67/100
Loans ÷ shares: 90.5% · 17.3% uninsured
Problem-loan coverage86/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 7.15%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 4 points (77 → 73), mostly because the loan quality component weakened by 14 points.

TellerScore
737678Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202474
Q3 202476
Q4 202475
Q1 202575
Q2 202577
Q3 202578
Q4 202576
Q1 202674
Q2 202673
Net worth ratio
7.00%10.23%13.47%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.92%
Q3 202412.76%
Q4 202412.81%
Q1 202513.04%
Q2 202513.16%
Q3 202513.00%
Q4 202513.45%
Q1 202613.47%
Q2 202613.27%
Delinquent loans (60+ days)
0.52%0.80%1.07%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.86%
Q3 20240.61%
Q4 20240.76%
Q1 20250.74%
Q2 20250.67%
Q3 20250.52%
Q4 20250.91%
Q1 20260.90%
Q2 20261.07%
Return on assets
0.99%1.16%1.33%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.23%
Q3 20241.21%
Q4 20241.23%
Q1 20251.15%
Q2 20251.24%
Q3 20251.24%
Q4 20251.33%
Q1 20260.99%
Q2 20261.14%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202673$231.7M13.27%1.07%1.14%90.5%
Q1 202674$222.6M13.47%0.90%0.99%91.5%
Q4 202576$218.8M13.45%0.91%1.33%94.1%
Q3 202578$220.7M13.00%0.52%1.24%91.2%
Q2 202577$210.4M13.16%0.67%1.24%92.8%
Q1 202575$206.8M13.04%0.74%1.15%89.3%
Q4 202475$205.9M12.81%0.76%1.23%88.5%
Q3 202476$202.5M12.76%0.61%1.21%89.8%
Q2 202474$197.0M12.92%0.86%1.23%91.6%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.27%
72nd
Problem loans1.07%
27th
Net charge-offs0.57%
29th
Return on assets1.14%
74th
Loans to deposits90.5%
16th
Uninsured deposits17.3%
4th
Loan-loss reserves0.00%
50th
Texas ratio7.1%
25th

Similar-size credit unions in Alaska

InstitutionScoreAssetsCapitalProblem loansCompare
True North Federal Credit UnionCredit union Juneau, AK58 out of 100, Moderate$236.2M10.2%0.87%vs
Tongass Federal Credit UnionCredit union Ketchikan, AK73 out of 100, Strong$251.9M12.9%0.43%vs
Spirit of Alaska Federal Credit UnionCredit union Fairbanks, AK78 out of 100, Strong$200.5M14.8%1.16%vs
Matanuska Valley Federal Credit UnionCredit union Palmer, AK68 out of 100, Moderate$977.3M10.7%0.95%vs

Deposit insurance

Is my money safe at Northern Skies Federal Credit Union?

Yes. Northern Skies Federal Credit Union is a federally insured credit union (NCUA charter #18204). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 17.3% of shares and deposits ($34.3M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 13.27%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Northern Skies Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Northern Skies Federal Credit Union
Type
Federal credit union
NCUA charter #
18204
RSSD ID
721789
Primary regulator
NCUA
Established
1967
Headquarters
1001 E Benson Blvd, Anchorage, AK 99508
Employees
64

Quick answers

Northern Skies Federal Credit Union: common questions

Is Northern Skies Federal Credit Union NCUA insured?

Yes. Northern Skies Federal Credit Union is a federally insured credit union (NCUA charter #18204). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Northern Skies Federal Credit Union's TellerScore?

73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Northern Skies Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Anchorage

InstitutionScoreAssetsCapitalProblem loansCompare
Alaska Air Group Federal Credit UnionCredit union Seatac, WA89 out of 100, Very strong$135.9M14.6%0.30%vs
Credit Union 1Credit union Anchorage, AK78 out of 100, Strong$1.7B15.5%1.01%vs
First National Bank AlaskaBank Anchorage, AK77 out of 100, Strong$5.1B11.9%0.47%vs
Alaska Dist Engineers Federal Credit UnionCredit union Jber, AK71 out of 100, Strong$12.5M9.3%0.27%vs
Nuvision Federal Credit UnionCredit union Huntington Beac, CA70 out of 100, Strong$4.0B12.0%0.62%vs
Northrim BankBank Anchorage, AK69 out of 100, Moderate$3.4B10.3%0.89%vs