Side-by-side · Q2 2026 data
Alatrust Credit Union vs Fort McClellan Credit Union
Metric by metric
| Measure | Alatrust Credit Union | Fort McClellan Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 68 |
| Capital cushion | 90 (stronger) | 77 |
| Loan quality | 43 | 61 (stronger) |
| Earnings | 70 (stronger) | 27 |
| Funding & liquidity | 97 | 100 (stronger) |
| Problem-loan coverage | 85 | 90 (stronger) |
| Peer percentile | 66th | 45th |
| Total assets | $224.0M | $224.1M |
| Deposits / shares | $197.8M | $201.7M |
| Capital ratio | 13.97% (stronger) | 12.73% |
| Problem loans | 1.72% | 1.17% (stronger) |
| Net charge-offs | 0.23% (stronger) | 0.70% |
| Return on assets | 1.25% (stronger) | 0.18% |
| Loans ÷ deposits | 63.3% | 48.8% (stronger) |
| Uninsured deposits | 7.8% | 3.0% (stronger) |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 51.5% | — |
Alatrust Credit Union has the higher TellerScore (75 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Alatrust Credit Union leads on 4 and Fort McClellan Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.