The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 7 points (82 → 75), mostly because the loan quality component weakened by 37 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Alabama

Yes. Alatrust Credit Union is a federally insured credit union (NCUA charter #60934). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.8% of shares and deposits ($15.4M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 13.97%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Alatrust Credit Union lists 6 offices in 6 cities. Most locations:

• Anniston, AL (1)
• Hoover, AL (1)
• Irondale, AL (1)
• Jacksonville, AL (1)
• Jasper, AL (1)
• Talladega, AL (1)

All branch addresses and map

In 2025, Alatrust Credit Union reported 242 home-loan applications under HMDA (LEI 2549009IIR21WKPEE762): 94 originated ($12,170,000 total), 100 denied, and 48 withdrawn or closed by the applicant. Its denial rate on decided applications was 51.5%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Alatrust Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

60934

RSSD ID

293099

Primary regulator

State + NCUA

Established

1935

Headquarters

1810 Merchants Dr, Hoover, AL 35244

Employees

39