Side-by-side · Q2 2026 data
Albank National Association vs Pilgrim Baptist Credit Union
Metric by metric
| Measure | Albank National Association | Pilgrim Baptist Credit Union |
|---|---|---|
| TellerScore | 70 | 100 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 62 | 100 (stronger) |
| Earnings | 51 | 100 (stronger) |
| Funding & liquidity | 33 | 100 (stronger) |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 43rd | 100th |
| Total assets | $721.8M | $263K |
| Deposits / shares | $591.1M | $195K |
| Capital ratio | 16.98% | 25.77% (stronger) |
| Problem loans | 1.13% | 0.00% (stronger) |
| Net charge-offs | 0.50% | 0.00% (stronger) |
| Return on assets | 0.79% | 2.86% (stronger) |
| Loans ÷ deposits | 91.9% | 1.6% (stronger) |
| Uninsured deposits | 47.1% | 0.0% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 40.0% | — |
Pilgrim Baptist Credit Union has the higher TellerScore (100 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Albank National Association leads on 0 and Pilgrim Baptist Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.