TellerScore

Headquartered in Chicago, Illinois, Pilgrim Baptist Credit Union is a federally insured state-chartered credit union with $263K in total assets and $195K in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1953.

Pilgrim Baptist Credit Union has a TellerScore of 100 out of 100 (very strong) based on Q2 2026 data — higher than 100% of its 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 7th. Its five components are fairly even, ranging from 100 to 100 out of 100.

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 25.77%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings100/100
Return on assets (annualized): 2.86%
Funding & liquidity100/100
Loans ÷ shares: 1.6% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 45 points (55 → 100), mostly because the loan quality component improved by 100 points.

TellerScore
5578100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202475
Q3 202473
Q4 202462
Q1 202580
Q2 202555
Q3 202555
Q4 202555
Q1 202681
Q2 2026100
Net worth ratio
7.00%16.38%25.77%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202424.28%
Q3 202424.88%
Q4 202424.30%
Q1 202523.71%
Q2 202523.76%
Q3 202523.30%
Q4 202523.68%
Q1 202624.90%
Q2 202625.77%
Delinquent loans (60+ days)
0.00%20.53%41.06%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 202413.53%
Q3 202441.06%
Q4 202417.08%
Q1 20250.00%
Q2 202522.18%
Q3 202536.84%
Q4 20253.18%
Q1 20260.68%
Q2 20260.00%
Return on assets
-2.60%0.13%2.86%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20242.14%
Q3 20241.89%
Q4 20240.42%
Q1 2025-2.60%
Q2 2025-1.82%
Q3 2025-2.35%
Q4 2025-1.35%
Q1 20260.30%
Q2 20262.86%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 2026100$263K25.77%0.00%2.86%1.6%
Q1 202681$257K24.90%0.68%0.30%2.4%
Q4 202555$250K23.68%3.18%-1.35%2.6%
Q3 202555$250K23.30%36.84%-2.35%1.0%
Q2 202555$254K23.76%22.18%-1.82%2.0%
Q1 202580$257K23.71%0.00%-2.60%2.5%
Q4 202462$258K24.30%17.08%0.42%3.8%
Q3 202473$262K24.88%41.06%1.89%4.7%
Q2 202475$265K24.28%13.53%2.14%5.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio25.77%
90th
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets2.86%
98th
Loans to deposits1.6%
100th
Uninsured deposits0.0%
81st
Loan-loss reserves102.83%
100th
Texas ratio0.0%
93rd

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Gideon Federal Credit UnionCredit union Waukegan, IL62 out of 100, Moderate$269K18.6%4.45%vs
St. Helena Parish Credit UnionCredit union Chicago, IL64 out of 100, Moderate$324K9.5%0.00%vs
Berean Credit UnionCredit union Chicago, IL80 out of 100, Strong$190K18.6%0.00%vs
Shiloh Englewood Federal Credit UnionCredit union Chicago, IL80 out of 100, Strong$344K18.9%0.00%vs
St. Martin De Porres Parish Federal Credit UnionCredit union Chicago, IL93 out of 100, Very strong$383K15.0%0.00%vs
Services Credit UnionCredit union Naperville, IL80 out of 100, Strong$407K69.2%2.32%vs

Deposit insurance

Is my money safe at Pilgrim Baptist Credit Union?

Yes. Pilgrim Baptist Credit Union is a federally insured credit union (NCUA charter #65231). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 25.77%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Pilgrim Baptist Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Pilgrim Baptist Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
65231
RSSD ID
419497
Primary regulator
State + NCUA
Established
1953
Headquarters
3300 S. Indiana Ave., Chicago, IL 60616

Quick answers

Pilgrim Baptist Credit Union: common questions

Is Pilgrim Baptist Credit Union NCUA insured?

Yes. Pilgrim Baptist Credit Union is a federally insured credit union (NCUA charter #65231). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Pilgrim Baptist Credit Union's TellerScore?

100 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Pilgrim Baptist Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Chicago

InstitutionScoreAssetsCapitalProblem loansCompare
M.W.P.H. Grand Lodge of Illinois Federal Credit UnionCredit union Chicago, IL100 out of 100, Very strong$418K18.5%—vs
Israel Methcomm Federal Credit UnionCredit union Chicago, IL100 out of 100, Very strong$2.0M15.5%0.00%vs
Evergreen Park Schools Federal Credit UnionCredit union Evergreen Park, IL100 out of 100, Very strong$10.0M19.4%0.00%vs
Western Springs Federal Credit UnionCredit union Western Springs, IL95 out of 100, Very strong$3.9M18.2%0.46%vs
St. Martin De Porres Parish Federal Credit UnionCredit union Chicago, IL93 out of 100, Very strong$383K15.0%0.00%vs
Trinity U.C.C. Federal Credit UnionCredit union Chicago, IL93 out of 100, Very strong$4.2M16.5%0.00%vs