Side-by-side · Q2 2026 data
Albright Credit Union vs Unity Financial Credit Union
Metric by metric
| Measure | Albright Credit Union | Unity Financial Credit Union |
|---|---|---|
| TellerScore | 63 | 73 (stronger) |
| Capital cushion | 69 | 82 (stronger) |
| Loan quality | 28 | 88 (stronger) |
| Earnings | 63 (stronger) | 26 |
| Funding & liquidity | 98 (stronger) | 79 |
| Problem-loan coverage | 80 | 96 (stronger) |
| Peer percentile | 26th | 47th |
| Total assets | $73.9M | $63.9M |
| Deposits / shares | $64.9M | $55.7M |
| Capital ratio | 11.88% | 13.15% (stronger) |
| Problem loans | 2.15% | 0.35% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.23% |
| Return on assets | 1.08% (stronger) | 0.16% |
| Loans ÷ deposits | 62.0% (stronger) | 80.8% |
| Uninsured deposits | 4.0% | 0.0% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Unity Financial Credit Union has the higher TellerScore (73 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Albright Credit Union leads on 3 and Unity Financial Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.