TellerScore

Albright Credit Union is a federally insured state-chartered credit union headquartered in Bethel, Connecticut, in business for about 46 years. At the end of Q2 2026 it reported $73.9M in total assets and $64.9M in member shares and deposits, with 2 offices.

Based on its Q2 2026 filing, Albright Credit Union scores 63/100, which we describe as moderate. That is higher than only 26% of 2,479 credit unions with under $100 million in assets. Among 64 credit unions headquartered in Connecticut, it ranks 44th. Its strongest component is funding & liquidity (98/100; 62% loans-to-deposits, 4% uninsured), and its lowest is loan quality (28/100; 2.15%).

TellerScore · Q2 2026

Scorecard

Capital cushion69/100
Net worth ratio: 11.88%
Loan quality28/100
Loans 60+ days delinquent ÷ total loans: 2.15%
Earnings63/100
Return on assets (annualized): 1.08%
Funding & liquidity98/100
Loans ÷ shares: 62.0% · 4.0% uninsured
Problem-loan coverage80/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 9.83%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 8 points (55 → 63), mostly because the loan quality component improved by 12 points.

TellerScore
556064Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202462
Q3 202457
Q4 202456
Q1 202558
Q2 202555
Q3 202559
Q4 202559
Q1 202664
Q2 202663
Net worth ratio
7.00%9.44%11.88%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.88%
Q3 202410.76%
Q4 202410.98%
Q1 202510.76%
Q2 202510.95%
Q3 202511.35%
Q4 202511.54%
Q1 202611.43%
Q2 202611.88%
Delinquent loans (60+ days)
1.69%2.10%2.51%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.69%
Q3 20242.41%
Q4 20242.49%
Q1 20252.11%
Q2 20252.51%
Q3 20252.21%
Q4 20252.31%
Q1 20261.94%
Q2 20262.15%
Return on assets
0.85%1.04%1.24%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.24%
Q3 20241.19%
Q4 20241.07%
Q1 20250.85%
Q2 20250.85%
Q3 20250.94%
Q4 20250.95%
Q1 20261.07%
Q2 20261.08%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202663$73.9M11.88%2.15%1.08%62.0%
Q1 202664$75.2M11.43%1.94%1.07%60.9%
Q4 202559$72.7M11.54%2.31%0.95%63.9%
Q3 202559$72.5M11.35%2.21%0.94%63.0%
Q2 202555$73.3M10.95%2.51%0.85%61.1%
Q1 202558$73.2M10.76%2.11%0.85%62.1%
Q4 202456$70.3M10.98%2.49%1.07%67.0%
Q3 202457$70.8M10.76%2.41%1.19%68.2%
Q2 202462$75.5M9.88%1.69%1.24%64.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.88%
31st
Problem loans2.15%
19th
Net charge-offs0.03%
65th
Return on assets1.08%
71st
Loans to deposits62.0%
45th
Uninsured deposits4.0%
28th
Loan-loss reserves0.00%
37th
Texas ratio9.8%
14th

Similar-size credit unions in Connecticut

InstitutionScoreAssetsCapitalProblem loansCompare
Tobacco Valley Teachers Federal Credit UnionCredit union Enfield, CT62 out of 100, Moderate$72.4M9.5%0.99%vs
Franklin Trust Federal Credit UnionCredit union Hartford, CT67 out of 100, Moderate$70.0M9.8%0.88%vs
Cornerstone Federal Credit UnionCredit union Fairfield, CT77 out of 100, Strong$68.3M10.6%0.22%vs
Unity Financial Credit UnionCredit union New Haven, CT73 out of 100, Strong$63.9M13.2%0.35%vs
State Police Credit Union Inc.Credit union Meriden, CT91 out of 100, Very strong$84.0M15.1%0.06%vs
Riverbank Federal Credit UnionCredit union Windsor Locks, CT67 out of 100, Moderate$87.3M9.5%0.57%vs

Deposit insurance

Is my money safe at Albright Credit Union?

Yes. Albright Credit Union is a federally insured credit union (NCUA charter #68620). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.0% of shares and deposits ($2.6M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.88%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Albright Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Albright Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
68620
RSSD ID
699392
Primary regulator
State + NCUA
Established
1980
Headquarters
14 Research Dr, Bethel, CT 06801
Employees
15

Quick answers

Albright Credit Union: common questions

Is Albright Credit Union NCUA insured?

Yes. Albright Credit Union is a federally insured credit union (NCUA charter #68620). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Albright Credit Union's TellerScore?

63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Albright Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Bethel

InstitutionScoreAssetsCapitalProblem loansCompare
Waterbury Connecticut Teachers Federal Credit UnionCredit union Waterbury, CT91 out of 100, Very strong$365.2M17.1%0.26%vs
Bridgeport Police Federal Credit UnionCredit union Bridgeport, CT86 out of 100, Very strong$29.6M18.7%1.65%vs
Sikorsky Financial Credit UnionCredit union Stratford, CT84 out of 100, Strong$1.5B12.9%0.25%vs
The Putnam County National Bank of CarmelBank Carmel, NY83 out of 100, Strong$182.7M26.8%0.48%vs
East End Baptist Tabernacle Federal Credit UnionCredit union Bridgeport, CT82 out of 100, Strong$140K14.8%0.00%vs
Liberty BankBank Middletown, CT79 out of 100, Strong$9.4B13.4%0.32%vs