TellerScore

Side-by-side · Q2 2026 data

Alco Federal Credit Union vs C C S E Federal Credit Union

Credit union

Alco Federal Credit Union

Wellsville, New York · Under $100 million in assets

83of 100
Strong

Credit union

C C S E Federal Credit Union

Salamanca, New York · Under $100 million in assets

78of 100
Strong

Metric by metric

MeasureAlco Federal Credit UnionC C S E Federal Credit Union
TellerScore83 (stronger)78
Capital cushion87 (stronger)59
Loan quality6888 (stronger)
Earnings78 (stronger)66
Funding & liquidity99100 (stronger)
Problem-loan coverage9397 (stronger)
Peer percentile72nd59th
Total assets$61.5M$61.1M
Deposits / shares$53.0M$54.4M
Capital ratio13.74% (stronger)10.94%
Problem loans0.95%0.37% (stronger)
Net charge-offs0.21% (stronger)0.64%
Return on assets1.44% (stronger)1.15%
Loans ÷ deposits61.5%53.6% (stronger)
Uninsured deposits1.6%1.2% (stronger)
Offices41
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Alco Federal Credit Union has the higher TellerScore (83 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Alco Federal Credit Union leads on 4 and C C S E Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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