Side-by-side · Q2 2026 data
Alcoa Community Federal Credit Union vs Electric Cooperatives
Credit union
Alcoa Community Federal Credit Union
Benton, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Alcoa Community Federal Credit Union | Electric Cooperatives |
|---|---|---|
| TellerScore | 53 | 94 (stronger) |
| Capital cushion | 27 | 100 (stronger) |
| Loan quality | 83 | 97 (stronger) |
| Earnings | 24 | 77 (stronger) |
| Funding & liquidity | 71 | 94 (stronger) |
| Problem-loan coverage | 89 | 99 (stronger) |
| Peer percentile | 12th | 95th |
| Total assets | $69.5M | $18.6M |
| Deposits / shares | $63.1M | $15.8M |
| Capital ratio | 7.73% | 15.16% (stronger) |
| Problem loans | 0.52% | 0.08% (stronger) |
| Net charge-offs | 0.03% | 0.03% (stronger) |
| Return on assets | 0.10% | 1.43% (stronger) |
| Loans ÷ deposits | 89.2% | 66.5% (stronger) |
| Uninsured deposits | 6.0% | 2.9% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Electric Cooperatives has the higher TellerScore (94 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Alcoa Community Federal Credit Union leads on 0 and Electric Cooperatives on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.