Side-by-side · Q2 2026 data
Alcoa Community Federal Credit Union vs Truservice Community Federal Credit Union
Credit union
Alcoa Community Federal Credit Union
Benton, Arkansas · Under $100 million in assets
Credit union
Truservice Community Federal Credit Union
Little Rock, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Alcoa Community Federal Credit Union | Truservice Community Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 59 (stronger) |
| Capital cushion | 27 | 38 (stronger) |
| Loan quality | 83 | 84 (stronger) |
| Earnings | 24 | 30 (stronger) |
| Funding & liquidity | 71 | 76 (stronger) |
| Problem-loan coverage | 89 (stronger) | 88 |
| Peer percentile | 12th | 20th |
| Total assets | $69.5M | $52.5M |
| Deposits / shares | $63.1M | $47.7M |
| Capital ratio | 7.73% | 8.85% (stronger) |
| Problem loans | 0.52% | 0.48% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.49% |
| Return on assets | 0.10% | 0.24% (stronger) |
| Loans ÷ deposits | 89.2% | 84.4% (stronger) |
| Uninsured deposits | 6.0% | 4.1% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Truservice Community Federal Credit Union has the higher TellerScore (59 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Alcoa Community Federal Credit Union leads on 1 and Truservice Community Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.