TellerScore

Truservice Community Federal Credit Union (NCUA charter #24390) is based in Little Rock, Arkansas. Its Q2 2026 call report shows $52.5M in total assets and $47.7M in member shares and deposits and 2 offices.

Based on its Q2 2026 filing, Truservice Community Federal Credit Union scores 59/100, which we describe as moderate. That is higher than only 20% of 2,479 credit unions with under $100 million in assets. Among 46 credit unions headquartered in Arkansas, it ranks 37th. Its strongest component is problem-loan coverage (88/100; 6.2%), and its lowest is earnings (30/100; 0.24%).

TellerScore · Q2 2026

Scorecard

Capital cushion38/100
Net worth ratio: 8.85%
Loan quality84/100
Loans 60+ days delinquent ÷ total loans: 0.48%
Earnings30/100
Return on assets (annualized): 0.24%
Funding & liquidity76/100
Loans ÷ shares: 84.4% · 4.1% uninsured
Problem-loan coverage88/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 6.19%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (56 → 59), mostly because the capital cushion component improved by 4 points.

TellerScore
535659Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202456
Q3 202454
Q4 202455
Q1 202553
Q2 202556
Q3 202559
Q4 202558
Q1 202656
Q2 202659
Net worth ratio
7.00%7.96%8.91%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.26%
Q3 20248.38%
Q4 20248.56%
Q1 20258.38%
Q2 20258.45%
Q3 20258.82%
Q4 20258.89%
Q1 20268.91%
Q2 20268.85%
Delinquent loans (60+ days)
0.48%0.64%0.79%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.59%
Q3 20240.64%
Q4 20240.61%
Q1 20250.79%
Q2 20250.54%
Q3 20250.54%
Q4 20250.69%
Q1 20260.79%
Q2 20260.48%
Return on assets
0.04%0.23%0.42%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.23%
Q3 20240.04%
Q4 20240.07%
Q1 20250.06%
Q2 20250.17%
Q3 20250.42%
Q4 20250.33%
Q1 20260.21%
Q2 20260.24%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202659$52.5M8.85%0.48%0.24%84.4%
Q1 202656$51.8M8.91%0.79%0.21%85.8%
Q4 202558$51.6M8.89%0.69%0.33%85.3%
Q3 202559$52.0M8.82%0.54%0.42%85.3%
Q2 202556$52.8M8.45%0.54%0.17%83.3%
Q1 202553$52.8M8.38%0.79%0.06%83.7%
Q4 202455$51.6M8.56%0.61%0.07%85.9%
Q3 202454$52.5M8.38%0.64%0.04%85.3%
Q2 202456$53.9M8.26%0.59%0.23%82.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.85%
8th
Problem loans0.48%
59th
Net charge-offs0.49%
27th
Return on assets0.24%
29th
Loans to deposits84.4%
15th
Uninsured deposits4.1%
27th
Loan-loss reserves0.00%
37th
Texas ratio6.2%
23rd

Similar-size credit unions in Arkansas

InstitutionScoreAssetsCapitalProblem loansCompare
Baptist Health Federal Credit UnionCredit union Little Rock, AR65 out of 100, Moderate$45.4M23.6%1.84%vs
Pine Federal Credit UnionCredit union Pine Bluff, AR80 out of 100, Strong$62.8M24.5%1.49%vs
River Valley Community Federal Credit UnionCredit union Camden, AR74 out of 100, Strong$64.3M13.9%1.25%vs
Patterson Federal Credit UnionCredit union Arkadelphia, AR96 out of 100, Very strong$38.0M17.5%0.08%vs
Alcoa Community Federal Credit UnionCredit union Benton, AR53 out of 100, Below average$69.5M7.7%0.52%vs
Cotton Belt Federal Credit UnionCredit union Pine Bluff, AR57 out of 100, Moderate$70.0M17.0%4.73%vs

Deposit insurance

Is my money safe at Truservice Community Federal Credit Union?

Yes. Truservice Community Federal Credit Union is a federally insured credit union (NCUA charter #24390). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.1% of shares and deposits ($2.0M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 8.85%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Truservice Community Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Truservice Community Federal Credit Union
Type
Federal credit union
NCUA charter #
24390
RSSD ID
616894
Primary regulator
NCUA
Established
1976
Headquarters
P. O. Box 25636, Little Rock, AR 72221
Employees
16

Quick answers

Truservice Community Federal Credit Union: common questions

Is Truservice Community Federal Credit Union NCUA insured?

Yes. Truservice Community Federal Credit Union is a federally insured credit union (NCUA charter #24390). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Truservice Community Federal Credit Union's TellerScore?

59 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Truservice Community Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Little Rock

InstitutionScoreAssetsCapitalProblem loansCompare
Electric CooperativesCredit union Little Rock, AR94 out of 100, Very strong$18.6M15.2%0.08%vs
First Security BankBank Searcy, AR92 out of 100, Very strong$8.6B15.6%0.14%vs
Arkansas Health Center Federal Credit UnionCredit union Benton, AR91 out of 100, Very strong$9.8M16.9%0.38%vs
Producers Bank & TrustBank Mcgehee, AR90 out of 100, Very strong$213.2M22.1%0.00%vs
Peoples BankBank Sheridan, AR90 out of 100, Very strong$313.8M13.3%0.03%vs
Telcoe Federal Credit UnionCredit union Little Rock, AR89 out of 100, Very strong$503.4M20.2%0.12%vs