Side-by-side · Q2 2026 data
Alcoa Tenn Federal Credit Union vs New South Credit Union
Metric by metric
| Measure | Alcoa Tenn Federal Credit Union | New South Credit Union |
|---|---|---|
| TellerScore | 84 | 96 (stronger) |
| Capital cushion | 89 | 99 (stronger) |
| Loan quality | 65 | 96 (stronger) |
| Earnings | 88 (stronger) | 85 |
| Funding & liquidity | 94 | 100 (stronger) |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 86th | 97th |
| Total assets | $426.9M | $90.3M |
| Deposits / shares | $367.4M | $76.1M |
| Capital ratio | 13.88% | 14.91% (stronger) |
| Problem loans | 1.05% | 0.11% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.06% |
| Return on assets | 1.69% (stronger) | 1.64% |
| Loans ÷ deposits | 66.0% | 43.9% (stronger) |
| Uninsured deposits | 2.4% (stronger) | 9.1% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.4% | — |
New South Credit Union has the higher TellerScore (96 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Alcoa Tenn Federal Credit Union leads on 3 and New South Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.