TellerScore

New South Credit Union is a federally insured state-chartered credit union headquartered in Knoxville, Tennessee, in business for about 74 years. At the end of Q2 2026 it reported $90.3M in total assets and $76.1M in member shares and deposits, with 1 office.

New South Credit Union has a TellerScore of 96 out of 100 (very strong) based on Q2 2026 data — higher than 97% of its 2,479 credit unions with under $100 million in assets. Among 125 credit unions headquartered in Tennessee, it ranks 3rd. Funding & liquidity contributes the most (100/100, 44% loans-to-deposits, 9% uninsured); earnings contributes the least (85/100, 1.64%).

TellerScore · Q2 2026

Scorecard

Capital cushion99/100
Net worth ratio: 14.91%
Loan quality96/100
Loans 60+ days delinquent ÷ total loans: 0.11%
Earnings85/100
Return on assets (annualized): 1.64%
Funding & liquidity100/100
Loans ÷ shares: 43.9% · 9.1% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.28%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (96 → 96).

TellerScore
889397Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202494
Q3 202493
Q4 202488
Q1 202597
Q2 202596
Q3 202596
Q4 202590
Q1 202695
Q2 202696
Net worth ratio
7.00%11.18%15.35%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202415.16%
Q3 202415.35%
Q4 202415.03%
Q1 202515.03%
Q2 202515.23%
Q3 202515.21%
Q4 202514.75%
Q1 202614.51%
Q2 202614.91%
Delinquent loans (60+ days)
0.05%0.24%0.44%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.05%
Q3 20240.11%
Q4 20240.44%
Q1 20250.08%
Q2 20250.25%
Q3 20250.11%
Q4 20250.40%
Q1 20260.05%
Q2 20260.11%
Return on assets
0.97%1.36%1.75%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.29%
Q3 20241.29%
Q4 20240.97%
Q1 20251.75%
Q2 20251.74%
Q3 20251.59%
Q4 20251.20%
Q1 20261.63%
Q2 20261.64%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202696$90.3M14.91%0.11%1.64%43.9%
Q1 202695$90.3M14.51%0.05%1.63%43.9%
Q4 202590$86.3M14.75%0.40%1.20%47.1%
Q3 202596$84.1M15.21%0.11%1.59%49.8%
Q2 202596$82.2M15.23%0.25%1.74%52.7%
Q1 202597$80.9M15.03%0.08%1.75%52.9%
Q4 202488$78.5M15.03%0.44%0.97%54.9%
Q3 202493$77.5M15.35%0.11%1.29%56.6%
Q2 202494$76.8M15.16%0.05%1.29%55.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.91%
54th
Problem loans0.11%
79th
Net charge-offs0.06%
61st
Return on assets1.64%
88th
Loans to deposits43.9%
73rd
Uninsured deposits9.1%
8th
Loan-loss reserves0.00%
37th
Texas ratio0.3%
79th

Similar-size credit unions in Tennessee

InstitutionScoreAssetsCapitalProblem loansCompare
Tnconnect Credit UnionCredit union Knoxville, TN54 out of 100, Below average$90.6M7.4%0.64%vs
Securcommunity Federal Credit UnionCredit union Cordova, TN76 out of 100, Strong$91.6M14.1%0.66%vs
Family Advantage Federal Credit UnionCredit union Spring Hill, TN59 out of 100, Moderate$93.4M9.2%0.88%vs
Foothills Federal Credit UnionCredit union Loudon, TN65 out of 100, Moderate$94.6M10.0%1.20%vs
Credit Union for Robertson CountyCredit union Springfield, TN80 out of 100, Strong$85.3M13.1%0.59%vs
Kingsport Press Credit UnionCredit union Kingsport, TN92 out of 100, Very strong$95.6M16.4%0.40%vs

Deposit insurance

Is my money safe at New South Credit Union?

Yes. New South Credit Union is a federally insured credit union (NCUA charter #60645). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 9.1% of shares and deposits ($6.9M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.91%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

New South Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
New South Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
60645
RSSD ID
587592
Primary regulator
State + NCUA
Established
1952
Headquarters
3261 N Mall Rd, Knoxville, TN 37924
Employees
22

Quick answers

New South Credit Union: common questions

Is New South Credit Union NCUA insured?

Yes. New South Credit Union is a federally insured credit union (NCUA charter #60645). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is New South Credit Union's TellerScore?

96 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does New South Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Knoxville

InstitutionScoreAssetsCapitalProblem loansCompare
Sevier County Schools Federal Credit UnionCredit union Sevierville, TN99 out of 100, Very strong$13.9M21.8%0.09%vs
Knoxville Firefighters Federal Credit UnionCredit union Knoxville, TN98 out of 100, Very strong$36.6M20.2%0.08%vs
FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%vs
Knox Co. Employees Credit UnionCredit union Knoxville, TN96 out of 100, Very strong$12.5M18.8%0.04%vs
Alcoa Municipal Employees Federal Credit UnionCredit union Alcoa, TN94 out of 100, Very strong$4.5M18.9%0.00%vs
Knox County Teachers Federal Credit UnionCredit union Knoxville, TN93 out of 100, Very strong$34.4M15.5%0.01%vs