Side-by-side · Q2 2026 data
Alcoa Tenn Federal Credit Union vs US Community Credit Union
Metric by metric
| Measure | Alcoa Tenn Federal Credit Union | US Community Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 71 |
| Capital cushion | 89 (stronger) | 65 |
| Loan quality | 65 | 77 (stronger) |
| Earnings | 88 (stronger) | 52 |
| Funding & liquidity | 94 (stronger) | 81 |
| Problem-loan coverage | 90 | 92 (stronger) |
| Peer percentile | 86th | 54th |
| Total assets | $426.9M | $345.7M |
| Deposits / shares | $367.4M | $301.2M |
| Capital ratio | 13.88% (stronger) | 11.52% |
| Problem loans | 1.05% | 0.70% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.57% |
| Return on assets | 1.69% (stronger) | 0.79% |
| Loans ÷ deposits | 66.0% (stronger) | 78.9% |
| Uninsured deposits | 2.4% (stronger) | 7.2% |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.4% | — |
Alcoa Tenn Federal Credit Union has the higher TellerScore (84 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Alcoa Tenn Federal Credit Union leads on 6 and US Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.