Side-by-side · Q2 2026 data
Alcon Employees Federal Credit Union vs United Energy Credit Union
Credit union
Alcon Employees Federal Credit Union
Fort Worth, Texas · Under $100 million in assets
Metric by metric
| Measure | Alcon Employees Federal Credit Union | United Energy Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 77 |
| Capital cushion | 100 | 100 |
| Loan quality | 98 (stronger) | 82 |
| Earnings | 12 | 32 (stronger) |
| Funding & liquidity | 76 (stronger) | 68 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 59th | 57th |
| Total assets | $29.9M | $30.0M |
| Deposits / shares | $23.4M | $24.6M |
| Capital ratio | 21.70% (stronger) | 16.46% |
| Problem loans | 0.07% (stronger) | 0.55% |
| Net charge-offs | 0.23% (stronger) | 0.33% |
| Return on assets | -0.19% | 0.30% (stronger) |
| Loans ÷ deposits | 84.6% (stronger) | 87.5% |
| Uninsured deposits | 4.2% (stronger) | 19.1% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Alcon Employees Federal Credit Union has the higher TellerScore (78 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Alcon Employees Federal Credit Union leads on 6 and United Energy Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.