Side-by-side · Q2 2026 data
Alcose Credit Union vs Williamsport Teachers Credit Union
Credit union
Williamsport Teachers Credit Union
South Williamsp, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Alcose Credit Union | Williamsport Teachers Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 85 |
| Capital cushion | 100 | 100 |
| Loan quality | 99 (stronger) | 81 |
| Earnings | 47 | 48 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 87th | 77th |
| Total assets | $16.1M | $15.6M |
| Deposits / shares | $13.7M | $12.5M |
| Capital ratio | 16.42% | 19.52% (stronger) |
| Problem loans | 0.03% (stronger) | 0.56% |
| Net charge-offs | 0.90% | 0.00% (stronger) |
| Return on assets | 0.66% | 0.71% (stronger) |
| Loans ÷ deposits | 32.8% (stronger) | 52.9% |
| Uninsured deposits | 0.9% (stronger) | 9.7% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Alcose Credit Union has the higher TellerScore (89 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Alcose Credit Union leads on 4 and Williamsport Teachers Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.