TellerScore

Williamsport Teachers Credit Union (NCUA charter #65211) is based in South Williamsp, Pennsylvania. Its Q2 2026 call report shows $15.6M in total assets and $12.5M in member shares and deposits and 1 office.

Williamsport Teachers Credit Union has a TellerScore of 85 out of 100 (very strong) based on Q2 2026 data — higher than 77% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 67th. Capital cushion contributes the most (100/100, 19.52%); earnings contributes the least (48/100, 0.71%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 19.52%
Loan quality81/100
Loans 60+ days delinquent ÷ total loans: 0.56%
Earnings48/100
Return on assets (annualized): 0.71%
Funding & liquidity100/100
Loans ÷ shares: 52.9% · 9.7% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.21%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 6 points (91 → 85), mostly because the earnings component weakened by 18 points.

TellerScore
808794Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202494
Q3 202494
Q4 202490
Q1 202592
Q2 202591
Q3 202592
Q4 202580
Q1 202682
Q2 202685
Net worth ratio
7.00%14.02%21.05%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202420.31%
Q3 202420.62%
Q4 202420.69%
Q1 202520.30%
Q2 202520.72%
Q3 202521.05%
Q4 202520.84%
Q1 202620.24%
Q2 202619.52%
Delinquent loans (60+ days)
0.02%0.76%1.50%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.18%
Q3 20240.14%
Q4 20240.44%
Q1 20250.02%
Q2 20250.24%
Q3 20250.21%
Q4 20251.50%
Q1 20260.75%
Q2 20260.56%
Return on assets
0.60%1.06%1.51%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.51%
Q3 20241.39%
Q4 20241.21%
Q1 20251.02%
Q2 20251.15%
Q3 20251.21%
Q4 20251.16%
Q1 20260.60%
Q2 20260.71%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202685$15.6M19.52%0.56%0.71%52.9%
Q1 202682$14.9M20.24%0.75%0.60%51.6%
Q4 202580$14.3M20.84%1.50%1.16%54.8%
Q3 202592$14.0M21.05%0.21%1.21%55.6%
Q2 202591$14.0M20.72%0.24%1.15%54.4%
Q1 202592$14.1M20.30%0.02%1.02%53.1%
Q4 202490$13.6M20.69%0.44%1.21%57.6%
Q3 202494$13.5M20.62%0.14%1.39%59.2%
Q2 202494$13.6M20.31%0.18%1.51%61.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio19.52%
76th
Problem loans0.56%
56th
Net charge-offs0.00%
77th
Return on assets0.71%
54th
Loans to deposits52.9%
59th
Uninsured deposits9.7%
7th
Loan-loss reserves0.00%
37th
Texas ratio1.2%
62nd

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
I.B.E.W. - Local No. 5 Federal Credit UnionCredit union Pittsburgh, PA98 out of 100, Very strong$15.4M15.4%0.07%vs
Blackhawk Federal Credit UnionCredit union Beaver Falls, PA77 out of 100, Strong$15.1M16.8%1.45%vs
Alcose Credit UnionCredit union White Oak, PA89 out of 100, Very strong$16.1M16.4%0.03%vs
Usne Penitentiary Employees Federal Credit UnionCredit union Lewisburg, PA72 out of 100, Strong$14.9M11.4%0.40%vs
New Castle Bellco Federal Credit UnionCredit union New Castle, PA79 out of 100, Strong$14.9M11.9%0.04%vs
Hill District Federal Credit UnionCredit union Pittsburgh, PA58 out of 100, Moderate$16.5M25.5%26.24%vs

Deposit insurance

Is my money safe at Williamsport Teachers Credit Union?

Yes. Williamsport Teachers Credit Union is a federally insured credit union (NCUA charter #65211). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 9.7% of shares and deposits ($1.2M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 19.52%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Williamsport Teachers Credit Union lists 1 office in 1 city. Most locations:

  • South Williamsport, PA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Williamsport Teachers Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
65211
RSSD ID
323594
Primary regulator
State + NCUA
Established
1934
Headquarters
302 Matthews Blvd, South Williamsp, PA 17702
Employees
4

Quick answers

Williamsport Teachers Credit Union: common questions

Is Williamsport Teachers Credit Union NCUA insured?

Yes. Williamsport Teachers Credit Union is a federally insured credit union (NCUA charter #65211). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Williamsport Teachers Credit Union's TellerScore?

85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Williamsport Teachers Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near South Williamsp

InstitutionScoreAssetsCapitalProblem loansCompare
Montoursville Area Federal Credit UnionCredit union Montoursville, PA91 out of 100, Very strong$6.2M14.2%0.03%vs
Palco Federal Credit UnionCredit union Muncy, PA87 out of 100, Very strong$109.3M13.1%0.20%vs
The Turbotville National BankBank Turbotville, PA85 out of 100, Very strong$243.5M16.5%1.10%vs
Wyrope Williamsport Federal Credit UnionCredit union S Williamsport, PA81 out of 100, Strong$43.8M14.6%1.08%vs
Milton Savings BankBank Milton, PA81 out of 100, Strong$90.6M16.9%0.06%vs
Pennsylvania State Employees Credit UnionCredit union Harrisburg, PA80 out of 100, Strong$9.7B11.8%0.75%vs