Side-by-side · Q2 2026 data
Alden State Bank vs Forest Area Federal Credit Union
Metric by metric
| Measure | Alden State Bank | Forest Area Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 71 |
| Capital cushion | 77 | 78 (stronger) |
| Loan quality | 91 (stronger) | 36 |
| Earnings | 91 (stronger) | 87 |
| Funding & liquidity | 81 | 89 (stronger) |
| Problem-loan coverage | 96 (stronger) | 81 |
| Peer percentile | 90th | 54th |
| Total assets | $318.4M | $318.3M |
| Deposits / shares | $276.4M | $277.8M |
| Capital ratio | 12.71% | 12.76% (stronger) |
| Problem loans | 0.26% (stronger) | 1.92% |
| Net charge-offs | 0.03% (stronger) | 0.97% |
| Return on assets | 1.77% (stronger) | 1.69% |
| Loans ÷ deposits | 69.1% (stronger) | 71.5% |
| Uninsured deposits | 24.5% | 3.5% (stronger) |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Alden State Bank has the higher TellerScore (86 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Alden State Bank leads on 5 and Forest Area Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.