Side-by-side · Q2 2026 data
Alden State Bank vs Traverse Catholic Federal Credit Union
Credit union
Traverse Catholic Federal Credit Union
Traverse City, Michigan · Under $100 million in assets
Metric by metric
| Measure | Alden State Bank | Traverse Catholic Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 74 |
| Capital cushion | 77 (stronger) | 54 |
| Loan quality | 91 (stronger) | 72 |
| Earnings | 91 (stronger) | 82 |
| Funding & liquidity | 81 | 94 (stronger) |
| Problem-loan coverage | 96 (stronger) | 90 |
| Peer percentile | 90th | 49th |
| Total assets | $318.4M | $92.2M |
| Deposits / shares | $276.4M | $82.6M |
| Capital ratio | 12.71% (stronger) | 10.42% |
| Problem loans | 0.26% (stronger) | 0.84% |
| Net charge-offs | 0.03% (stronger) | 0.32% |
| Return on assets | 1.77% (stronger) | 1.55% |
| Loans ÷ deposits | 69.1% | 66.0% (stronger) |
| Uninsured deposits | 24.5% | 3.8% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Alden State Bank has the higher TellerScore (86 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Alden State Bank leads on 5 and Traverse Catholic Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.