Side-by-side · Q2 2026 data
Alden State Bank vs Fulton Savings Bank
Metric by metric
| Measure | Alden State Bank | Fulton Savings Bank |
|---|---|---|
| TellerScore | 66 | 88 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 12 | 77 (stronger) |
| Earnings | 66 | 92 (stronger) |
| Funding & liquidity | 82 (stronger) | 68 |
| Problem-loan coverage | 78 | 97 (stronger) |
| Peer percentile | 31st | 92nd |
| Total assets | $463.1M | $492.3M |
| Deposits / shares | $391.3M | $283.8M |
| Capital ratio | 15.18% | 31.44% (stronger) |
| Problem loans | 2.63% | 0.70% (stronger) |
| Net charge-offs | 0.25% | 0.01% (stronger) |
| Return on assets | 1.15% | 1.79% (stronger) |
| Loans ÷ deposits | 76.9% (stronger) | 92.0% |
| Uninsured deposits | 16.6% | 4.9% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | — |
Fulton Savings Bank has the higher TellerScore (88 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Alden State Bank leads on 1 and Fulton Savings Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.