The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 14 points (80 → 66), mostly because the loan quality component weakened by 49 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in New York

Yes. Alden State Bank is an FDIC-insured institution (FDIC certificate #9831). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 16.6% of deposits ($64.8M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 15.18%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 23.65% (benchmark: 10%).

Check how much of your own balance is covered

Alden State Bank lists 3 offices in 3 cities. Most locations:

• Alden, NY (1)
• East Amherst, NY (1)
• Lancaster, NY (1)

All branch addresses and map

In 2025, Alden State Bank reported 145 home-loan applications under HMDA (LEI 5493007D8SNLKCBE4P48): 123 originated ($30,965,000 total), 14 denied, and 3 withdrawn or closed by the applicant. Its denial rate on decided applications was 9.9%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Alden State Bank

Type

State-chartered bank (Fed member)

FDIC certificate #

9831

RSSD ID

414102

Primary regulator

FED

Established

October 5, 1916

Headquarters

13216 Broadway St, Alden, NY 14004

Website

www.aldenstate.com

Employees

71