Side-by-side · Q2 2026 data
Alden State Bank vs Wallkill Valley Federal Savings and Loan Association
Bank
Wallkill Valley Federal Savings and Loan Association
Wallkill, New York · $100 million – $1 billion
Metric by metric
| Measure | Alden State Bank | Wallkill Valley Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 66 | 68 (stronger) |
| Capital cushion | 100 (stronger) | 42 |
| Loan quality | 12 | 100 (stronger) |
| Earnings | 66 (stronger) | 47 |
| Funding & liquidity | 82 (stronger) | 70 |
| Problem-loan coverage | 78 | 100 (stronger) |
| Peer percentile | 31st | 37th |
| Total assets | $463.1M | $485.0M |
| Deposits / shares | $391.3M | $416.7M |
| Capital ratio | 15.18% (stronger) | 9.17% |
| Problem loans | 2.63% | 0.00% (stronger) |
| Net charge-offs | 0.25% | -0.01% (stronger) |
| Return on assets | 1.15% (stronger) | 0.68% |
| Loans ÷ deposits | 76.9% (stronger) | 83.6% |
| Uninsured deposits | 16.6% (stronger) | 20.9% |
| Offices | 3 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | 6.9% |
Wallkill Valley Federal Savings and Loan Association has the higher TellerScore (68 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Alden State Bank leads on 4 and Wallkill Valley Federal Savings and Loan Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.