Side-by-side · Q2 2026 data
Alexandria Schools Employees Credit Union vs Magnifi Financial Credit Union
Credit union
Alexandria Schools Employees Credit Union
Alexandria, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Alexandria Schools Employees Credit Union | Magnifi Financial Credit Union |
|---|---|---|
| TellerScore | 55 | 68 (stronger) |
| Capital cushion | 99 (stronger) | 60 |
| Loan quality | 0 | 93 (stronger) |
| Earnings | 52 (stronger) | 44 |
| Funding & liquidity | 67 (stronger) | 61 |
| Problem-loan coverage | 52 | 92 (stronger) |
| Peer percentile | 15th | 50th |
| Total assets | $9.3M | $2.8B |
| Deposits / shares | $7.9M | $2.3B |
| Capital ratio | 14.95% (stronger) | 11.04% |
| Problem loans | 4.61% | 0.21% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.20% |
| Return on assets | 0.80% (stronger) | 0.61% |
| Loans ÷ deposits | 93.7% (stronger) | 99.6% |
| Uninsured deposits | 0.0% (stronger) | 13.9% |
| Offices | 1 | 28 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.6% |
Magnifi Financial Credit Union has the higher TellerScore (68 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Alexandria Schools Employees Credit Union leads on 5 and Magnifi Financial Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.