Side-by-side · Q2 2026 data
Alexandria Schools Employees Credit Union vs Metropolitan Services Credit Union
Credit union
Alexandria Schools Employees Credit Union
Alexandria, Minnesota · Under $100 million in assets
Credit union
Metropolitan Services Credit Union
Saint Paul, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Alexandria Schools Employees Credit Union | Metropolitan Services Credit Union |
|---|---|---|
| TellerScore | 55 | 65 (stronger) |
| Capital cushion | 99 (stronger) | 46 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 52 (stronger) | 6 |
| Funding & liquidity | 67 | 100 (stronger) |
| Problem-loan coverage | 52 | 100 (stronger) |
| Peer percentile | 15th | 30th |
| Total assets | $9.3M | $12.3M |
| Deposits / shares | $7.9M | $11.5M |
| Capital ratio | 14.95% (stronger) | 9.59% |
| Problem loans | 4.61% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 1.70% |
| Return on assets | 0.80% (stronger) | -0.36% |
| Loans ÷ deposits | 93.7% | 57.1% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Metropolitan Services Credit Union has the higher TellerScore (65 vs 55). On the 6 directional measures above (where higher or lower is clearly better), Alexandria Schools Employees Credit Union leads on 3 and Metropolitan Services Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.