Side-by-side · Q2 2026 data
Align Credit Union vs Quincy Credit Union
Metric by metric
| Measure | Align Credit Union | Quincy Credit Union |
|---|---|---|
| TellerScore | 45 | 80 (stronger) |
| Capital cushion | 37 | 96 (stronger) |
| Loan quality | 51 | 75 (stronger) |
| Earnings | 2 | 52 (stronger) |
| Funding & liquidity | 85 | 88 (stronger) |
| Problem-loan coverage | 77 | 93 (stronger) |
| Peer percentile | 3rd | 78th |
| Total assets | $650.9M | $729.4M |
| Deposits / shares | $556.8M | $645.8M |
| Capital ratio | 8.67% | 14.57% (stronger) |
| Problem loans | 1.46% | 0.75% (stronger) |
| Net charge-offs | 0.14% (stronger) | 0.14% |
| Return on assets | -0.45% | 0.81% (stronger) |
| Loans ÷ deposits | 74.8% | 72.6% (stronger) |
| Uninsured deposits | 10.0% | 6.0% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.2% | 17.6% |
Quincy Credit Union has the higher TellerScore (80 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Align Credit Union leads on 1 and Quincy Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.